STOP REPOSSESSION TODAY
WITH HBFS
Here at HBFS we understand that during times of rising interest
rates more and more people are struggling to meet their mortgage
payments. With Banks and Building Societies all too eager to lend
more money and with credit card applications arriving daily through
your letterbox it is easy to see how this situation has occurred.
Homeowners who find themselves in this situation will normally
think they have very limited options. This used to be the case.
A traditional sale through an estate agent could take months and
nothing is still guaranteed, your buyer could still pull out at
any point during the process. Coupled with the uncertainty of a
traditional sale there is also the small matter of costs incurred
when selling your house the traditional way, money that may be impossible
to find up-front. Here at HBFS we understand this which is why we
will cover any costs incurred associated with the sale including
your solicitor’s fees.
It may seem like an easy option to simply hand over the keys to
the building society. Whilst this may seem like a good idea it is
in actual fact one of the worst courses of action you could take.
The mortgage company will simply sell your property via an estate
agent or an auction both of which could leave you with further debt.
With an estate agent the process could take up to 8 months during
which time interest is being added to your original loan.
If your lender decides to sell your property via an auction it
may be sold for as much as 30% below its full market value. This
means that you may get nothing at all from the sale of your property.
Not only that but, if the sale price is less than the amount you
owe you will still be liable for the difference.
Both of these options have one major drawback YOU WILL
HAVE TO MOVE HOME. Not only this but the likely-hood is
that if your home is repossessed you will be credit blacklisted
making the possibility of further loans or another mortgage in the
future far more difficult.
You may be able to borrow money from family and friends but this
will only be a short term solution and will mean that the same family
and friends may now know all aspects of your financial dealings.
All of this means that this can be a very stressful and uncertain
time especially if you work in the local area and have children
in local schools and could face the prospect of having to move away
from the area.
However there is now an alternative. With HBFS we can offer another
solution that can remove all of the stress, allow you to sell your
property and even allow you to stay in your own home if you so wish.
The most important thing about this option is that YOU STAY
IN CONTROL.
HBFS can stop repossessions only days away, even up to the date
of eviction. This will give you the breathing space you need in
order to take control of the situation. HBFS can then purchase your
property enabling you to pay off any outstanding debts or clear
off mortgage arrears. In some cases there will even be cash left
over. This means that you will now be free to move on with your
life debt free and with a clear credit record.
If however you have no wish to move out of the property once the
sale has completed HBFS can offer you our sell and rent back option.
This gives you the option to stay in your current home for weeks
or years depending on your needs.
Although any offer made by HBFS will be less than market value,
when compared to pitfalls and costs of the alternatives we believe
that this is the best option to avoid repossession.
In simple terms HBFS can:
- Stop repossession up to the date of eviction.
- Buy your house for cash quickly.
- Allow you to pay off outstanding debts.
- Give you the freedom to move on with your life debt free or
stay in your own home.
- Ensure that the service we provide remains confidential and
is ABSOLUTELY FREE.
Call Now On
0800 043 4133
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